Melkia in Morocco: Everything you need to know about buying property under this legal system

If you are interested in buying a property in Morocco, it is essential to understand the Moroccan property tax system. melkiaa traditional form of property ownership widely used in certain regions and for goods such as riads in medinas land titles. Unlike modern land titles, the melkia is an ancient legal document that certifies possession of a property, but does not immediately confer title to the land. Here's everything you need to know to buy safely under this system.

What is Melkia? Simplified definition

La melkia is a traditional legal document in Morocco that certifies ownership of a property. Unlike land titles modern melkia is not registered with the Agence nationale de la conservation foncière and is based on customary law. It is common for unregistered properties, particularly in the medinassuch as riads history.

Why is Melkia still used for properties such as riads?

La melkia is often used for riads located in old towns such as Marrakech or Fez. These properties, passed down from generation to generation, are not always registered under the modern registration system. This is why, even today, many buyers find themselves purchasing properties under this system, particularly in historic areas where the properties have a high heritage value.

The process of buying a property under Melkia

Buying a riad or other property under melkia follows very specific stages:

1. Checking the validity of the Melkia
   The first thing to do is to check that the melkia is valid. It must be drawn up by a adal (traditional notary) and signed in the presence of witnesses. A professional, such as a specialist estate agencycan help you ensure that the melkia is legitimate and that the seller is indeed the owner.
2. Drawing up the deed of sale
   Once the melkia verified, it's time to draw up a deed of sale. This deed, drawn up by a adalThis formalises the transaction and contains all the necessary information, such as details of the property, the price and the conditions of sale.
3. Transfer of the Melkia to your name
   After the sale, the melkia transfer must be made out in your name. This is a key step, as it formalises the transfer of ownership. This transfer must be registered with the local authorities.
4. Property registration (optional but recommended)
   Registration is not compulsory, but it is recommended if you want to obtain a land title modern. This secures your investment making it easier to resell.

The advantages of buying in Melkia

1. Access to historic properties

Buy a riad under melkia offers access to unique properties in historic areas. These properties often have a asset value and can represent excellent investments, particularly in areas popular with tourists.

2. Reduced costs

Buying a property under melkia can result in lower initial costs, as you do not pay the registration fee immediately. This reduces costs at the time of purchase, which can be advantageous for buyers wishing to renovate or reinvest in the property.

3. Simplified purchasing process

The transaction under melkia can be quicker and less administratively burdensome than for registered properties. This allows you to finalise the purchase in a short time, without going through lengthy bureaucratic processes.

Potential drawbacks and precautions to take

1. No immediate land title

Without land titleHowever, some administrative procedures, such as obtaining a mortgage, can be more complex. However, once you have registered your property, you will enjoy the same benefits as a registered property.

2. Litigation risks

Other parties, such as members of the seller's family, may dispute the sale of the property. It is therefore important to be accompanied by a real estate professional to ensure that all formalities are complied with.

Why it's crucial to work with a real estate agency

Buying a riad or other property under melkia may seem complex, but with professional guidance, the process becomes much simpler and more secure. As a specialist estate agency, we offer you comprehensive support throughout the process:

• Legal verification of melkia
• Drafting deeds of sale
• Secure transfer of ownership
• Assistance with registration if you wish to formalise your land title.

Registration: A crucial step in securing your property

Although registration is not compulsory, it is strongly recommended. By converting your melkia at land titleBy registering your property, you protect your investment over the long term. A registered property is legally more secure and easier to resell or use as collateral for a mortgage.

Conclusion: Melkia, a property opportunity not to be overlooked

La melkia remains a common method of acquisition in Morocco, particularly for riads and property in the medinas. With a clear understanding of the implications and professional guidance, buying a property under melkia can be an excellent investment opportunity, provided you follow the right steps and take the necessary precautions.

Useful links for more information on Melkia and real estate in Morocco:

• Morocco's national land conservation agency For more information on the registration system and land titles.
• Property law in Morocco: The Melkia explained A detailed guide to the melkia and Moroccan property law.
• Notaries and lawyers in Morocco: Role of the adals To understand the role of notaries in the drafting of the melkia and deeds of sale.